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Sell Life Insurance

Selling life insurance can ensure you plus your family some comfy life and retirement. In addition to the earnings and residuals you may expect as any life insurance salesman, you also receive the pleasure regarding knowing that you are providing a much-needed resource to the survivors of your clients. The trickiest part of being a life insurance salesman yous becoming just one.

Difficulty: Moderately Challenging

Instructions

Things You'll Want

Your state's insurance manual

Life Insurance License and Insurance Company Signup

1 Register with also comprehensive the 40-hour pre-licensing category. This remains any requirement that you can't forgo. You may be able to acquire the class Web or in person at any local insurance training facility. If you aren't sure how to find a facility close to you, check with your state's division of insurance for some list.

3 Select a few insurance companies to perform with. You'll want to secure in touch with the promoting department to the insurance companies plus experience them send you most info concerning their policies. Once you've decided what insurance companies you'd like to represent, contact their licensing and contracting division to get the necessary paperwork plus commission agreements.

4 Decide whether you want to sell fixed-insurance items or fixed plus variable. Since variable life insurance products have cash values that are driven by market investments, you'll need a FINRA license to sell it. The series 6 remains a limited securities license and only qualifies you to sell common funds, variable life or annuity items also retirement plans.

The Collection 6 License

1 Examine for the series 6 examination. You'll need to review to with least 20 hours. The series 6 exam covers numerous complex subjects and you may well find that your insurance knowledge make available no assistance.

2 Pick out a broker/dealer to sponsor you. A broker/dealer remains a firm that is provides oversight into your financial dealings. To get your series 6 license, you need to be a member of a broker/dealer business. Once you are, their registrations division will assist you in signing up for the exam. Numerous insurance companies, prefer Hartford, have their own broker/dealer subsidiaries.

3 Consider the collection 6 exam. Once you've passed the exam, your broker/dealer will give you the go-ahead to begin soliciting for variable life insurance sales.

Tips & Warnings

Various insurance firms you might want to be employed through include:

The Hartford ING Met Life Guardian Life Northwestern Mutual

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