Reasonably priced Health Insurance For Individuals In Missouri

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Current revision as of 17:06, 19 May 2012

What is the Missouri Well being Insurance Pool?

The MHIP is a plan designed to aid Missouri residents who can not find reasonably priced wellness insurance, and who do not qualify or are not covered beneath any other kind of well being insurance coverage program.

The MHIP offers inpatient and outpatient hospital care physician care care from other medic...

Missouri residents who are getting difficulty acquiring cost-effective wellness insurance coverage should analysis the Missouri Well being Insurance coverage Pool, or MHIP.

What is the Missouri Health Insurance Pool?

The MHIP is a system designed to more information help Missouri residents who can not find reasonably priced well being insurance coverage, and who do not qualify or are not covered beneath any other type of health insurance coverage program.

The MHIP delivers inpatient and outpatient hospital care physician care care from other medical specialists specific well being services and supplies and prescription drug coverage.

Who sponsors the Missouri Health Insurance Pool?

The MHIP came into impact in 1991 thanks to the Missouri Common Assembly. It also operates beneath the Assemblys guidelines. Even so, the MHIP is administered by Blue Cross and Blue Shield of Missouri and Blue Cross and Blue Shield of Kansas City.

Who is eligible for the Missouri Health Insurance Pool?

The MHIP is open to all Missouri residents based on eligibility specifications, but those residents who have pre-existing well being conditions and can not seem to find a wellness insurance coverage business that will sell them an individual well being insurance policy ought to be particularly interested in MHIP simply because even though there are stipulations on pre-current conditions, the stipulations of the MHIPs policy on pre-current conditions can be waived in specific circumstances.

Those Missouri residents who are not eligible for MHIP consist of those who are eligible for other sorts of wellness insurance coverage plans and programs such as a normal wellness insurance plan, a state-sponsored wellness insurance program, Medicaid, Medicare, and COBRA.

If the MHIP has already paid out $1 million in health care expenses to an individual, he or she is no longer eligible. The principles exact same is accurate for people who are ineligible for well being insurance coverage policies due to alcohol and substance abuse.

How do I uncover out a lot more details about the Missouri Wellness Insurance coverage Pool?

Speak to the Missouri Department of Insurance, home page or go to the Missouri Health Insurance Pool official Web internet site.

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