PAYDAY The Heist 5
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Current revision as of 13:19, 4 June 2011
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Learn how to obtian a business license to operate some payday loan small business in Louisiana.
On Louisiana, the Office regarding Financial Institutions regulates payday lenders. If you are planning on starting a new payday loan business , after you register your business by means of the Louisiana Secretary about State, you then contain to apply with the license that allows you to operate this type of financial business in the express.
Difficulty: Moderately Challenging
Directions
Things You'll Want
Registered business entity with the express Money or money order
1 Contact the Office of Financial Institutions to receive a Uniform Application for Licensure/Law. You can download the kind from the website of the Office of Monetary Institutions or call 225-922-0638 to request the application.
2 Fill out the Uniform Application. This contains completing the full name and address with the payday allowance company, phone number, the type of company entity such as a institution or LLC and contact information for the registered agent or principal contact to the payday allowance enterprise.
3 Receive fingerprinted at a local police station. Call or visit your local Louisiana Express Law enforcement agency station to get fingerprinted. Acquire two complete fingerprint cards, which you need to submit with the Uniform application. Proprietors, directors and officers of the payday loan business must all submit double fingerprint cards along with the application. The fee for fingerprints is $45.25 like of 2010.
5 Attach a promissory word sample to the application. Payday lenders need to supply the Office about Financial Institutions by means of any duplicate of the promissory note that borrowers will be required to sign while taking out a payday allowance.
6 Request some letter regarding credit from the bank everywhere the organization account is. The state of Louisiana requires payday lenders to contain $25,000 regarding money in the business account or a line of credit for at smallest $25,000. Your small business bank need to provide you with any letter that verifies you have the cash in the bank or an available line of credit for on least the $25,000.
8 Pay out the application fee. The fee is due within cash or a cash order made due to the Office of Financial Institutions. Whereas regarding 2010, the application fee is non-refundable and $550. If you mail the application, do never send money but rather include a money order.
References
Workplace about Financial Institutions: Louisiana
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